Overview
This can be a challenging year for the Horse.  There is a clash between Horse and the Rat year (Tai-Tsui) and you have to be more alert than usual.  And due to the fact that there are several unlucky stars brought to your zodiac, you might find yourself losing concentration and your temper, or even losing some amount of money.

In fact, besides the Rat, you might be the next sign to have a tough year in the year of Rat. So your best strategy is probably to keep a low profile and don’t make any major changes and decision. Not a good year to get married, don't change your job and don't buy a new house or business.  Beware of traitors plotting against you. 

Try to do volunteer or charity work to balance off the bad energy or make arrangements to go to the temples and pray for safety blessings from the negative effects of the said star.  Avoid overly Yin places such as funerals and graveyards, and it will best to have weddings or other happy occasions in the family to bring good energy to you.  In general, just do your best to stay out of conflict, dispute and troubles.

Finance
Since this is year for you to stay low profile, you must plan ahead and be prepared for a year with ups and downs.   In general, avoid big investment, and never act on impulsive decision.  In fact, there might be a possibility for at least one financial loss in your finance; therefore, you need to be very cautious and conservative this year. If you were born in the Spring or Summer, you can try on some new investment, but when you do invest, invest wisely and cautiously.  Be objective and rational when it comes to investment; don’t be blinded by greed and do not believe every tip from your friends. 

However, if you were born in the fall or winter, beware of some financial losses. In general, this is not a good year to buy your dream house or any big purchase. Refrain yourself from gambling and remember, you have to be more conservative about your expenses, you don’t always have to get the latest products and try not to spend that much on your love ones.

Inauspicious months in finance: January, April, July, October and December.
Lucky months in finance: March, June and September.

Romance
Your romance luck is so so this year, there is no wedding bell waiting for the singles and not much drama or excitement for the married.

For the single Horses, this might not be the year to find THE ONE. In fact, you may feel a little lonely at times this year, and feel very secretive about this situation. However, if you wish to have better luck in your love life, you need to be more active.  Go out and join some various social groups, it will do you good. If you are currently in a relationship, get ready for a roller coaster ride, there are definitely big ups and downs and it is time to test how you two deal with problems. Watch your temper and mouth, it might cost you your relationship.

Inauspicious months in romance: January, May, July and November.
Lucky months in romance: March, June and September.

Career
There will be conflicts and obstacles in the office and along your career path.  Therefore, you must learn to watch what you say, and prepare yourself to face the problems with a clear head and patience. Although no serious setbacks, it will be a year of ups and down and you do need to be wary of legal issues as well as dealings that involve lots of documentation.

Also, beware not to dabble into office politicking and watch your back whenever you can, because someone is lurking to stab in the back. And although you will face all types of challenges this year, this will be a good opportunity for you to learn and grow, and prepare yourself for a better year next year.

Inauspicious months in career: January, Aril, May, July, November and December.
Lucky months in career: March, June and September.

Health
Health prospects will be a little poor for the year of Rat, but there is nothing to worry about. Most likely you will experience flu, stomach flu and problem in the digest system.  Beware of areas of feet and hips, and be alert when you walk.

Pay attention when you are using sharp objects, you might get cut, especially in May or November. Don’t forget to do your annual check.  Remember to eat well, sleep well and exercise regularly, everything will be just fine.   One more thing, pay more attention when you are driving, you really need to change your reckless driving habit. Try to donate blood and do some charity/volunteer works if you can because these might bring you better luck.

Months to be alert in Health: February, April, July, November and December.

Best Directions: East, West, Northeast
Best colors: Blue, Black and White. (Avoid Brown and Red)
To enhance your luck in the year of Rat, wear a navy blue stone pendant.
Lucky numbers: 4 and 5.

Monthly Forecast: (Lunar Calendar)              

Learn more about Horse People (Compatibility and personality traits)

Happy Chinese New Year .....